Bread Financial Holdings, Inc.
US ˙ NYSE

SecurityBFH / Bread Financial Holdings, Inc.
InsiderRalph J Andretta
This page shows the track record and history of Andretta Ralph J insider trades in Bread Financial Holdings, Inc.. The SEC defines Insiders as officers, directors, or significant investors (greater than 10% ownership) in a company. It is illegal for insiders to make trades in their companies based on material, non-public information ("MNPI"). This does not mean it is illegal for them to make any trades in their own companies. However, they must report all trades to the SEC via a Form 4.
Insider Purchases - Short Term Profit Analysis

In this section, we analyze the profitability of every unplanned, open-market insider purchase made by Ralph J Andretta in BFH / Bread Financial Holdings, Inc.. This analysis helps to understand if the insider consistently generates abnormal returns, and is worth following. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market purchases that were not part of an automatic trading plan.

Trade Date Reported
Shares
Reported
Price
Adjusted
Shares
Adjusted
Price
Cost Basis Days to
Max
Price at
Max
Max
Profit ($)
Max Return (%)
2022-08-08 3,773 39.7039 3,773 39.7039 149,803 8 44.6900 18,813 12.56

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

BFH / Bread Financial Holdings, Inc. Insider Trades
Insider Sales - Short Term Loss Analysis

In this section, we analyze the short-term loss avoidance of every unplanned, open-market insider sale made by Ralph J Andretta in BFH / Bread Financial Holdings, Inc.. A consistent pattern of loss avoidance may suggest that future sale transactions may predict declines in price. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market purchases that were not part of an automatic trading plan.

Trade Date Reported
Shares
Reported
Price
Adjusted
Shares
Adjusted
Price
Cost Basis Days to
Min
Price at
Min
Max Loss
Avoided ($)
Max Loss
Avoided (%)
There are no known unplanned open-market trades for this insider

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

BFH / Bread Financial Holdings, Inc. Insider Trades
Insider Transaction History
File
Date
Trade
Date
Form Insider Ticker Security Title Code 10b5-1 Direct Exercise
Price
Unit
Price
Units
Changed
Value
Changed (1K)
Remaining
Options
Remaining
Shares
2026-06-01 2026-05-29 4 Andretta Ralph J BFH Common Stock S - Sale D 89.5700 -1,000 -90 582,241
2026-06-01 2026-05-29 4 Andretta Ralph J BFH Common Stock S - Sale D 89.1700 -12,500 -1,115 583,241
2026-06-01 2026-05-29 4 Andretta Ralph J BFH Common Stock S - Sale D 88.2300 -1,500 -132 595,741
2026-02-19 2026-02-18 4 Andretta Ralph J BFH Common Stock F - Taxes D 73.7400 -5,326 -393 597,241
2026-02-19 2026-02-17 4 Andretta Ralph J BFH Common Stock F - Taxes D 73.0500 -56,858 -4,153 602,567
2026-02-19 2026-02-17 4 Andretta Ralph J BFH Common Stock A - Award D 19,123 659,425
2026-02-19 2026-02-17 4 Andretta Ralph J BFH Common Stock A - Award D 63,183 640,302
2026-02-19 2026-02-17 4 Andretta Ralph J BFH Common Stock A - Award D 42,122 577,119
2025-12-15 2025-12-11 4 Andretta Ralph J BFH Common Stock F - Taxes D 73.6200 -4,116 -303 534,997
2025-02-20 2025-02-18 4 Andretta Ralph J BFH Common Stock F - Taxes D 62.1000 -44,789 -2,781 539,113
2025-02-20 2025-02-18 4 Andretta Ralph J BFH Common Stock A - Award D 8,102 583,902
2025-02-20 2025-02-18 4 Andretta Ralph J BFH Common Stock A - Award D 67,984 575,800
2025-02-20 2025-02-18 4 Andretta Ralph J BFH Common Stock A - Award D 45,323 507,816
2024-03-27 2024-03-25 4 Andretta Ralph J BFH Common Stock F - Taxes D 35.6100 -8,712 -310 462,493
2024-02-20 2024-02-16 4 Andretta Ralph J BFH Common Stock F - Taxes D 37.3400 -33,420 -1,248 471,205
2024-02-20 2024-02-16 4 Andretta Ralph J BFH Common Stock A - Award D 11,843 504,625
2024-02-20 2024-02-15 4 Andretta Ralph J BFH Common Stock F - Taxes D 37.5900 -4,002 -150 492,782
2024-02-20 2024-02-15 4 Andretta Ralph J BFH Common Stock A - Award D 101,153 496,784
2024-02-20 2024-02-15 4 Andretta Ralph J BFH Common Stock A - Award D 67,435 395,631
2023-11-21 2023-03-24 4/A Andretta Ralph J BFH Common Stock A - Award D 58,211 328,196
2023-03-27 2023-03-24 4 Andretta Ralph J BFH Common Stock A - Award D 87,319 298,197
2023-03-27 2023-03-24 4 Andretta Ralph J BFH Common Stock A - Award D 28,212 210,878
2023-02-23 2023-02-21 4 Andretta Ralph J BFH Common Stock F - Taxes D 39.9300 -6,360 -254 182,666
2023-02-17 2023-02-16 4 Andretta Ralph J BFH Common Stock F - Taxes D 41.1900 -9,847 -406 189,026
2023-02-17 2023-02-15 4 Andretta Ralph J BFH Common Stock F - Taxes D 41.1600 -4,002 -165 198,873
2022-08-09 2022-08-08 4 Andretta Ralph J BFH Common Stock P - Purchase D 39.7039 3,773 150 202,875
2022-02-23 2022-02-18 4 Andretta Ralph J ADS Common Stock F - Taxes D 70.4500 -10,177 -717 199,102
2022-02-17 2022-02-16 4 Andretta Ralph J ADS Common Stock F - Taxes D 72.4800 -9,847 -714 223,542
2022-02-17 2022-02-15 4 Andretta Ralph J ADS Common Stock A - Award D 40,105 233,389
2022-02-17 2022-02-15 4 Andretta Ralph J ADS Common Stock A - Award D 26,737 193,284
2021-02-22 2021-02-18 4 Andretta Ralph J ADS Common Stock F - Taxes D 84.6500 -8,766 -742 144,946
2021-02-22 2021-02-18 4 Andretta Ralph J ADS Common Stock A - Award D 6,145 153,712
2021-02-22 2021-02-18 4 Andretta Ralph J ADS Common Stock A - Award D 1,366 147,567
2021-02-18 2021-02-16 4 Andretta Ralph J ADS Common Stock A - Award D 34,010 146,201
2021-02-18 2021-02-16 4 Andretta Ralph J ADS Common Stock A - Award D 56,684 112,191
2020-02-20 2020-02-18 4 Andretta Ralph J ADS Common Stock A - Award D 12,289 55,507
2020-02-20 2020-02-18 4 Andretta Ralph J ADS Common Stock A - Award D 2,731 43,218
2020-02-20 2020-02-18 4 Andretta Ralph J ADS Common Stock A - Award D 12,288 40,487
2020-02-20 2020-02-18 4 Andretta Ralph J ADS Common Stock A - Award D 15,207 28,199
2020-02-20 2020-02-18 4 Andretta Ralph J ADS Common Stock A - Award D 6,165 12,992
2020-02-20 2020-02-18 4 Andretta Ralph J ADS Common Stock A - Award D 6,827 6,827
2020-02-07 3 Andretta Ralph J ADS No securities beneficially owned D 0
P
Compra de mercado aberto ou privada de ativo não-derivativo ou derivativo
S
Venda de mercado aberto ou privada de ativo não-derivativo ou derivativo
A
Concessão, premiação, ou outra aquisição de ativos da empresa (como uma opção)
C
Conversão de derivativo
D
Venda ou transferência de ativos de volta para a empresa
F
Pagamento do preço de exercício ou responsabilidade fiscal utilizando parte dos ativos recebidos da empresa
G
Doação de ativos pelo ou para o insider
K
Swaps de capital e transações de hedge similares
M
Exercício ou conversão de ativo derivativo recebido da empresa (como uma opção)
V
Uma transação voluntariamente reportada no Formulário 4
J
Outro (acompanhado de uma nota explicativa descrevendo a transação)